Effective Date: October 15, 2026
At Clear Legacy Financial, we respect your privacy and believe you deserve to understand how your personal information is collected, used, and shared. This Privacy Policy explains the information we may collect when you visit nicolescrofani.com, request educational resources, complete a form, or contact us about life insurance. It also explains how that information may be used, when it may be shared, and the choices available to you.
When you interact with Clear Legacy Financial through our website, we may collect the following types of information:
Information you provide voluntarily: This may include your first name, last name, email address, and any information you choose to share when requesting educational resources, completing a contact form, or communicating with us.
Insurance-related information: If you request personalized assistance with life insurance, you may choose to provide information about your existing coverage, financial goals, family circumstances, or insurance needs. Additional information may be requested if you decide to apply for coverage.
Website usage information: When you visit our website, certain technical information may be collected through website hosting services, cookies, and analytics tools. This may include your browser type, device information, IP address, pages visited, and general website activity, depending on the technologies in use.
You can read our free educational articles without submitting your name or email address.
Clear Legacy Financial uses personal information for the purposes described below:
Delivering requested resources: We use your name and email address to provide the free training or other specific resources you request through our website forms.
Responding to inquiries: We may use your contact information to respond when you contact us with questions about life insurance or our educational resources.
Providing requested assistance: If you ask for help exploring life insurance options, we may use the information you voluntarily share to respond to your inquiry and help you understand possible next steps.
Operating and improving our website: Our website platform and service providers may process information needed to operate our forms, deliver requested resources, maintain website functionality, and understand website activity.
Meeting legal obligations: We may use or retain information as necessary to comply with applicable laws and regulatory requirements.
Submitting a form for a specific resource does not, by itself, mean you have signed up for ongoing marketing emails. If we offer separate marketing communications, we will explain the applicable choices at signup.
Clear Legacy Financial does not sell your personal information to third parties. We may share information when reasonably necessary to provide Clear Legacy Financial does not sell personal information collected through our website.
Website and form service providers: We use Icon Marketer and its related services to operate our website and forms and to collect and manage information submitted through them. These service providers may process information on our behalf as needed to provide their services.
Insurance carriers: If you ask us for assistance with life insurance and choose to proceed with an application, you will generally provide your medical, financial, and other application information directly to the insurance carrier through its application process. The carrier handles that information under its own privacy practices and applicable legal requirements.
Other service providers: We may use service providers to host our website, deliver requested resources, maintain business systems, or provide technical support. These providers may access information when necessary to perform services for us.
Legal requirements: We may disclose information when required by law or valid legal process, or when reasonably necessary to protect our rights or comply with applicable obligations.
We do not use a request for a specific free resource as automatic consent to ongoing marketing emails.
Our website is hosted through Icon Marketer, which may use cookies and similar technologies to support website functionality, maintain security, process form submissions, and understand website activity.
These technologies may collect technical information such as browser type, device information, IP address, pages visited, and general website activity.
We have not intentionally installed separate Google Analytics or Meta advertising tracking scripts through our funnel's tracking settings. However, our website platform and its service providers may use their own technologies to operate and improve their services.
You can manage or disable cookies through your browser settings. Some website features may not function as intended if cookies are disabled.
Where required by applicable law, we will obtain consent before using cookies or tracking technologies that require it.
How long we keep information
Contact information submitted through our website forms may remain in our website and customer relationship management system until it is manually deleted, unless a different retention period applies.
We may retain personal information for as long as reasonably necessary to provide requested resources, respond to inquiries, maintain business records, and meet applicable legal or regulatory obligations. When information is no longer needed, we may delete it, subject to applicable recordkeeping requirements.
The retention practices of third-party service providers and insurance carriers may differ from ours.
How we protect information
We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
However, no website, electronic transmission, or data storage system can be guaranteed to be completely secure. We cannot guarantee absolute security of information transmitted to or stored by us.
We encourage you to avoid submitting sensitive personal or medical information through general website forms or unsecured email. If you apply for life insurance, use the appropriate process provided for collecting the information required by the insurer.
Depending on where you live and the laws that apply, you may have rights regarding your personal information, including the right to:
Request information about the personal information we maintain about you.
Request correction of inaccurate personal information.
Request deletion of personal information, subject to applicable legal and recordkeeping requirements.
Withdraw consent for certain communications or data uses where consent is the basis for processing.
Opt out of marketing emails by using the unsubscribe instructions provided in those messages.
To make a privacy-related request, contact us using the contact information provided in this policy. We may need to verify your identity before responding.
Some information may need to be retained to comply with legal obligations, resolve disputes, maintain required business records, or complete services you have requested.
If you receive marketing emails from us, you can unsubscribe using the instructions included in the message. Unsubscribing from marketing communications will not prevent us from sending necessary responses to inquiries or other service-related communications.
Our website and educational resources are intended for adults, parents, and families making financial and insurance decisions. They are not directed toward children under the age of 13, and we do not knowingly collect personal information directly from children under 13 through our website.
If you believe a child has provided personal information to us through our website, please contact us so we can review the situation and take appropriate action as required by law.
We may update this Privacy Policy from time to time to reflect changes in our business practices, website features, or applicable legal requirements.
When we make changes, we will update the effective date shown at the beginning of the policy. We encourage you to review this page periodically to stay informed about how we handle personal information.
IIf you have questions about this Privacy Policy or would like to request access to, correction of, or deletion of your personal information, please contact us:
Business: Clear Legacy Financial
Email: [email protected]
Website: https://www.nicolescrofani.com
Please do not send sensitive medical, financial, or insurance information through regular email. If additional information is required to process your request, we will explain how to provide it securely.